Individuals buying a home or a motor vehicle are usually confronted with the reality that their new acquisition will require that they purchase insurance upon possession of the new personal asset. But why should that be a requirement you may ask?
Well, insurance is a means of protection from financial loss. It is a form of risk management, primarily used to hedge against the risk of a contingent or uncertain loss. An entity that provides insurance is known as an insurer, insurance company, insurance carrier, or underwriter.
Car insurance is required for drivers in almost every state. However, it is not a requirement in New Hampshire for drivers to buy car insurance, but drivers there do need to show proof that they can afford to pay the cost of an accident if it’s their fault.
Most people have insurance because it is the law, but that doesn’t mean you should only buy the minimum required coverage. There are many reasons to buy insurance.
Pay Now to Save Later – Investing a small amount now in your own protection, can help you avoid costly expenses in the future.
Protect Yourselves and Property – The right insurance can help protect you and your investment. Therefore, if an accident/disaster happens, you want to know that you have the right coverage to take care of any property or injury costs that may arise.
Save Time and Hassle – A good insurance policy can help with repairs and covering the costs of damages. Once you make an insurance claim, the insurance company can help manage the process and support you through it.
Supplement Your Health Insurance – Having an insurance rider attached to your policy may be able to help you pay for medical expenses that health insurance normally won’t cover.
Peace of Mind
Things happen, but with the right type of insurance, you can feel confident that you’re protected. Buying insurance is important as it ensures that you are financially secure to face any type of problem in life, and this is why insurance should be a particularly important part of financial planning.
The best way to compare and buy auto and home insurance for this year is to match coverage, compare rates, and save. With over 40+ insurance providers nationwide, you’re likely overpaying for auto and home insurance; and shopping for it is a hassle.
State of the Art Technology
An insurance broker with state of the art technology is able to do in minutes what it would take you hours to do on your own. The technology uses the account credentials to your current insurance account (or a PDF of your policy declarations page) to learn about your current coverage details, so you don’t have to input them manually.
They use those details to get you apples-to-apples comparisons for the same coverage from other insurance providers, to find the best rate. If you don’t want to use this feature, you can manually enter your information and select coverages to get a quote.
Leading Insurance Providers
They’ll get quotes from over 40 top insurance companies to help you find the best rate for your insurance needs. The company’s data & technology platform matches and connects consumers seeking to purchase insurance with relevant options from the company’s broad direct network of insurance providers, saving consumers and providers time and money.

Personal Insurance Shopper
Brokers are your personal insurance shopper who compares multiple offers from top insurance companies, all in one place; saving you much time because of their technology, quickly pull new quotes to match your current coverage with little to no manual entry. Thus, there’s no need to visit multiple websites.
This gives you the needed peace of mind allowing you to rest easy knowing you’ve explored your options. They’ll tell you if you already have the best price; and will never share or sell your information, period. After which you’ll buy the cheaper policy directly through their website and they could even help you cancel your current policy!
Compare Insurance
Using a broker gives you the opportunity to get quotes to compare
The Benefits of Comparative Quotes
Genuine average annual savings
Real average annual savings that customers who switch their insurance policies after doing comparative quotes!
See quotes in a matter of minutes
Their technology compares quotes faster than anyone else out there.
No fees, ever
The rates quoted don’t include any fees and won’t. Their partners pay them for bringing them customers, and they don’t pass that cost on to you.
Spam free & secure
Your data is safe with them. They’ll not sell or share your personal information with third parties.
Compare 40+ insurance providers
They’ll do the heavy lifting and check prices for you from their network of over 40 insurance providers at once.
Switch online or with an agent
You can switch online or contact them how you want to. Buy your policy online or speak to an agent via text or call if you prefer.
How are they different from other insurance companies?
As an online insurance broker and agent, they don’t replace the insurance company; they just help you shop better. Their service provides a free tool that helps you compare auto and home insurance rates across top providers and finds you the cheapest rate for your exact coverage.
How do brokers make money?
They are paid a commission by the insurance company and there is no upcharge to you, as their comparative search tool is free for you to use.
The commissions are from the insurance companies’ marketing budgets given for bringing them new customers, not from your premiums.
So, your quoted rates are the rates provided and they don’t change. This means you never pay extra to use their service.
They show you quotes based on your best savings. They are unbiased and make the same commission regardless. They will always recommend the cheapest policy no matter what.
They will never sell or share your data and they don’t cold call or spam their customers.
Why should I trust a broker?
The reputable broker is a BBB accredited business that’s helped hundreds of thousands of people shop for their home and auto insurance and are required to be licensed to operate in all 50 states, as well as Washington DC.
Some Satisfied customers
A satisfied insured was willing to go on the record to state that the broker provided “Absolutely fantastic service. They found us identical coverage for our Auto + Condo insurance for $960 less a year. I highly recommend their service!”
Another individual stated that“As a schoolteacher, it’s difficult to find time during the day to call multiple insurance agents. After a simple signup step with the broker, they did all the rest to get me the best rate.”
Again, another person said, “A commercial came on for the broker while I was working so I figured, why not. I got the same exact insurance coverage for literally 1/3 of the price! I’m beyond happy!”
Annual Homeowner’s Insurance Review
At the beginning of a New Year is a time when many people pledge their New Years’ resolution to do one thing or the other. But it’s also a good time to resolve to better protect your family’s home and belongings with an annual homeowner’s insurance review. Why?

Many homeowners purchase an insurance policy when they first move in, but they may not understand the importance of periodically reviewing it or reassessing their needs. It’s an oversight that can ultimately lead to a gap in their coverage which could leave them without the proper resources (gap insurance) to rebuild in the event of a loss.
A home renovation or upgrade is another reason you may want an insurance review. It can help ensure that your home and belongings are fully protected and that your coverage is keeping up with your current needs. Everything from new furniture to a kitchen upgrade can affect the value of your family’s home and may even qualify you for additional discounts on your insurance policy.
One way to evaluate your needs is to conduct a home inventory, a detailed catalog of all your possessions. There are tools and even smartphone home inventory apps, that can streamline the process.
Summary
The broker operates a leading online insurance brokerage marketplace, connecting consumers with insurance providers. The company’s data and technology platform match and connect consumers seeking to purchase insurance with relevant options from the company’s broad direct network of insurance providers, saving consumers and providers time and money.
The services rendered by a broker actually empowers you to better protect life’s most important assets, your family, property, and future. The broker operates a leading online insurance brokerage marketplace, to do all of the insurance shopping for you, for free. Get a comparative insurance quote online today, to learn how you can save.